Green Tree Planning does not engage in any investment management activities for any clients at any time. It never accepts “custody” of any client assets nor does it ever accept control or the authority to direct the investment of client assets.
Green Tree Planning does prepare investment plans for clients. These plans propose how client assets could be invested but the actual implementation of any plan prepared by Green Tree Planning is to be done strictly by the client for whom the plan was prepared using the client’s own brokerage account(s), insurance representatives, or other financial service providers.
All investment plans prepared by Green Tree Planning are constructed with what we believe to be in the best interests of the client. These plans are constructed not in isolation but in close collaboration with the client taking into account the client’s risk and reward preferences.
All investment plans prepared by Green Tree Planning employ index investing methodology with sector diversification using mutual funds, exchange traded funds, closed end funds, treasury bills and bonds, money market funds selected by the client, and municipal bond funds. Green Tree Planning neither advocates or plans any short term (investment period less than 3 years) strategies.
Green Tree Planning has no client referral or similar arrangement with any broker/dealer firm, insurance agent or supplier of financial products. If requested, Green Tree Planning will supply the contact information on local firms who provide such services but Green Tree Planning does not evaluate the merits or cost of those services or the financial standing of those service providers.